Financial Wellness for Your Business Starts Here

Financial Wellness for Your Business Starts Here

   Dave Ramsey has a Financial Wellness program for small business owners. It isi designed for large and small business to teach personal money management to you and your employees. The classes are taught by Dave himself and offer video lessons, workshops, and group discussions. Dave’s website says, “Because we believe that personal finance is 80% behavior and only 20% head knowledge, our goal is to change the way your employees manage their money. Winning with money doesn't happen overnight. That's why Financial Wellness is designed to teach your team a step-by-step process to overcome debt and develop a long-term plan with their money.”

   Dave’s team claims the program can help reduce turnover and build community and loyalty at work. That’s a tall order, but the Ramsey group has a proven track record on return on investment.

   Next to your product, the most important asset you have is your employees. The way you manage your employees and they work together will make a difference in your company performance and your bottom line. As more owners work to improve employee relations, they find financial concerns are the number one priority in people’s lives. If you want your people to be more engaged in their jobs instead of stressing about their finances, help them get a personal money makeover.

   Ramsey says you can “Improve the performance of your team by adding stability to their lives. Financial Wellness offers a turn-key solution that will address benefit challenges such as:

Lack of participation in benefits packages

Frequent withdrawals from retirement plans

Income garnishments

Requests for payroll advances

Employees unprepared for retirement

   This common-sense approach and entertaining presentation will bring clarity to important, but often overlooked, matters of personal finance: saving, investing, eliminating debt, managing household income, and much more.”

   At least 70 percent of Americans are one paycheck away from insolvency. They are living from one check to another, have no savings, no emergency fund, depend upon credit cards, loans, and robbing Peter to pay Paul to get through life. Most Americans do not know how to manage their money and no one hgas really taught them how to prepare for the financial necessities of life. In fact, ost Americans will end up spending their Golden Years, as it were, in poverty because they are unprepared for life and for retirement.

   As your employees learn how to manage their money, they will begin to take advantage of benefits that will help them the most. They will learn to budget, save, have emergency funds, get out of debt, start investing in their retirement,  and have a future. They will learn to tell their money where to work, instead of working just for money.

   People who are financially secure and planning for their future will be much more content and productive. They’ll also spend more time at work instead of staying home with imaginary illness. Happy people make for a much better work environment

   If you are interested in seeing a dramatic turnaround in your place of business and the live of your valuable people, go to www.daveramsey.com and check out his programs. You’ll be glad you made the investment.